If an injury or an accident would not have happened if you weren’t already injured in the first place, then workers’ comp should pay for it.
Many times an injured worker is taken off work and is further injured at home. Or someone may sustain another accident and injury while traveling to a medical appointment or picking up their medications. Does workers’ compensation coverage extend to these additional accidents and injuries?
In Nebraska, it does.
For example, Mr. Smidt slipped and fell on the ice at his home when he returned from physical therapy; Ms. Baker was involved in a motor-vehicle collision going to her doctor’s appointment. Mr. Johnson, who had a broken ankle, fell down his stairs because he lost his balance, so he sustained another fracture injury. These are common scenarios of a worker who gets injured at work and sustains further injuries or another accident as a result of the original work accident.
These events can be described as “quasi-course of employment” and focus on the activities and circumstances that an injured employee encounters following an injury, though they take place outside the time and space limits of a worker’s normal employment.
Even though these events would not be considered employment activities for usual purposes, they are nevertheless related to the employment in the sense that they are necessary and/or reasonable activities that would not have been undertaken if not for the original compensable accident and injury.
If you or a friend has something like this happen but the insurance carrier is not taking responsibility for the additional injury and medical care, contact an experienced attorney to investigate and file a claim. Protect yourself, your friends, and your family from paying for shouldering medical expenses for additional injuries that are compensable.
A good attorney will tell you if it makes sense to work with one.
Most of our clients are hesitant to hire an attorney. We’ll tell you right from the start if we think we can help you or not. However, there are some commons signs which we feel warrant having an attorney or at least consulting with one.
The insurance company tells you your claim is denied. This isn’t always clear, but if your medical bills aren’t being paid or you’re off work and not receiving temporary disability checks these are indications the claim may be denied.
The company is trying to pick your doctors for you. In Nebraska, you have the right to elect to have your family doctor treat you for your work injury. If the employer denies you this right it’s time to contact an attorney. Also, if the employer selects a non-treating doctor for an “Independent Medical Evaluation” this likely means they are trying to fight some aspect of your workers’ compensation benefits.