This ProPublica/NPR series should be required reading for all who care about workers’ compensation and how the process really works – or doesn’t work – for those who are injured on the job. The series shows the very real cost to loved ones when the system doesn’t hold up to the workers’ compensation “grand bargain” that was entered into more than a century ago in many states, including Nebraska. Families are hurt economically, and necessary role changes occur when a spouse and/or children become caretakers, which is often the case.
Today’s blog post is focused on an excellent and informative, but very sobering, interactive chart that looks at how workers’ compensation “reforms” by state are occurring.
I found the introductory paragraph for the chart enlightening and honest:
“Over the past decade, states across the country have been unwinding a century-old compact with America’s workers: A guarantee that if you are injured on the job, your employer will pay your medical bills and enough of your wages to help you get by. In all, 33 states have passed laws that reduce benefits, create hurdles to getting medical care or make it more difficult to qualify for workers’ comp.”
When benefits are reduced and medical care is denied, the burden of caring for injured workers shifts to taxpayers through social programs because the workers’ compensation system has all too often come up short. This results in taxpayers subsidizing injured workers on the local and state levels through healthcare and the social safety net. At the same time, workers’ compensation insurance premiums for businesses are at their lowest rate in 25 years, partially because the “reformed” workers’ compensation systems can save businesses money while avoiding the costs of caring for these hurt workers.
I urge you to spend some time on the interactive graphic and see where your state stands in its support of injured workers. Although the firm’s lawyers are licensed in Nebraska and Iowa, we work with many who are injured in other states as the need arises and have an extensive network of lawyers who we work with on workers’ compensation, especially focusing on representing truck drivers.
This blog will feature continued commentary and analysis on the ProPublic/NPR report, as was first addressed last week. But if you have specific questions about an injured worker’s situation and need help or are unsure what the next steps are, please contact an experienced workers’ compensation attorney like those at Rehm, Bennett & Moore.